:root{--bg:#eceefa;--ink:#0a1740;--blue:#2b55e6;--deep:#1b34b8;--mist:#dde2f7;--card:#fff;--muted:#4a557f}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;background:var(--bg);color:var(--ink);font:400 1.0625rem/1.65 Figtree,system-ui,sans-serif}
img{max-width:100%;height:auto}a{color:var(--blue)}a:focus-visible,button:focus-visible{outline:3px solid var(--blue);outline-offset:3px}
.wrap{width:min(1100px,92%);margin:0 auto}
header{padding:1rem 0;border-bottom:1px solid var(--mist)}
header .wrap{display:flex;align-items:center;justify-content:space-between;gap:1rem;flex-wrap:wrap}
.brand{display:flex;align-items:center;gap:.6rem;text-decoration:none;color:var(--ink);font-weight:800;font-size:1.45rem;letter-spacing:-.02em}
.brand img{width:40px;height:40px;border-radius:8px}.brand b{color:var(--blue);font-weight:800}
nav{display:flex;gap:1.3rem;flex-wrap:wrap}nav a{color:var(--ink);text-decoration:none;font-weight:600}nav a:hover{color:var(--blue)}
.hero{padding:3.5rem 0 3rem}.hero .wrap{display:grid;grid-template-columns:1fr 1.15fr;gap:2rem;align-items:center}
h1{font-size:clamp(2.4rem,6vw,4.2rem);line-height:1.02;letter-spacing:-.035em;font-weight:800;margin:0 0 1rem}
h2{font-size:1.8rem;letter-spacing:-.02em;line-height:1.15;margin:0 0 1.2rem}h3{font-size:1.3rem;line-height:1.25;margin:1.8rem 0 .5rem}
.lead{font-size:1.25rem;color:var(--muted);max-width:30ch;margin:0 0 1.6rem}
.btn{display:inline-block;background:var(--blue);color:#fff;padding:.85rem 1.5rem;border-radius:8px;font-weight:700;text-decoration:none}.btn:hover{background:var(--deep)}
.risk{background:var(--ink);color:#e7ebff;padding:.9rem 0;font-size:.95rem}.risk strong{color:#fff}
.section{padding:3rem 0}
.feature{display:block;background:var(--ink);color:#fff;text-decoration:none;padding:2rem;border-radius:14px;margin-bottom:1.5rem}
.feature h3{font-size:clamp(1.6rem,3.5vw,2.3rem);margin:.3rem 0 .6rem;letter-spacing:-.025em}.feature p{margin:0;color:#c9d2f5;max-width:60ch}.feature small{color:#8fa4f5}
.row{display:grid;grid-template-columns:8.5rem 1fr;gap:1rem;padding:1.2rem 0;border-top:1px solid var(--mist);text-decoration:none;color:var(--ink)}
.row time{color:var(--muted);font-size:.95rem}.row h3{margin:0 0 .2rem;font-size:1.25rem}.row p{margin:0;color:var(--muted)}.row:hover h3{color:var(--blue)}
article{width:min(70ch,92%);margin:0 auto;padding:2.5rem 0 3rem}
article h1{font-size:clamp(2rem,5vw,3rem)}.meta{color:var(--muted);margin-bottom:2rem}
article blockquote{margin:1.5rem 0;padding:.2rem 1.2rem;border-left:4px solid var(--blue);background:#fff;border-radius:0 8px 8px 0}
article table{border-collapse:collapse;width:100%;margin:1.5rem 0}article th,article td{border:1px solid var(--mist);padding:.6rem .8rem;text-align:left}article th{background:var(--mist)}
.note{background:#fff;border:1px solid var(--mist);border-radius:10px;padding:1rem 1.2rem;font-size:.95rem;color:var(--muted);margin-top:2.5rem}
.ad{margin:2rem 0;text-align:center;min-height:90px}.ad span{display:block;font-size:.75rem;color:var(--muted);margin-bottom:.3rem}
footer{background:var(--ink);color:#c9d2f5;padding:2.5rem 0;margin-top:2rem;font-size:.95rem}
footer a{color:#fff}footer .wrap{display:flex;gap:1.5rem 3rem;flex-wrap:wrap;justify-content:space-between}footer p{margin:.3rem 0;max-width:52ch}
@media(max-width:760px){.hero .wrap{grid-template-columns:1fr}.row{grid-template-columns:1fr;gap:.2rem}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}